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Saturday, February 5, 2011

HOUSING LOAN

Once u makin a family u would surely think on how to make money to buy basic needs for your family whish is a HOUSE. There are a lot of things you must do before u decide to buy a house. Here are some tips regarding house developer, loans and some tips regarding documents and stuff that you will need before buying a house.

Ratings of good Developer :-
1) Seri Pajam Development Sdn Bhd.
2) Matrix Concepts Group


Thats the only developer thats are good for now. I will update on more developer later.

Housing loans:-

Goverment loans;
  • Only for goverment servant.
  • Entitled as legal goverment servant
  • Need at least 3 month pay slip
  • Duration of the loans is 30 years regardless of how much you pay for the deposits. You also cannnot reduce the payings duration by paying more monthly.
  • Loans interest is 4.0% at the moment. It will change as time goes by depending on the economics status.
  • Amount of loans depending on your salary.